Ute Scott-Smith, ChFC, CDFA
Guiding You through Divorce
to Financial Security
Through Divorce Advice
Ute Scott-Smith, a Certified Divorce Financial Analyst, is a financial expert trained in the unique financial aspects of divorce. Ute's divorce advice assists you to:
- Identify your fair divorce settlement
- Streamline your process
- Quickly understand long-term implications
- Avoid the high cost of preparing for potential litigation.
By quickly getting clear on the long-term implications of proposed divorce settlements, you will streamline your process and likely avoid the high cost of preparing for potential litigation.
Identify your fair split for the long-run Â
As your divorce financial expert, Ute is qualified to give you divorce advice on the long-term financial impact and consequences of proposed divorce settlements.
- What seems equitable today, may not be fair in the long run
- Understand the future value of your different assets
- Select the best assets for your personal situation
It is often the case that a divorce settlement may seem equitable today, but is not fair in the long run. Different assets which may have equal value today may behave differently and have different values in the future. Ute Scott-Smith helps you select the right assets for your situation and determine how much of each assets will best serve your future needs.
Streamline your process to reduce cost
Get quality financial divorce advice from a Certified Divorce Financial Analyst at an affordable fee.Â
- Get quality financial divorce advice from a financial expert
- Benefit from divorce specific training
- Avoid the high attorney cost of preparing for potential litigation.
Ute’s 25+ years of experience in investment management and financial planning, along with specialized training in the unique financial aspects of divorce, gives her the expertise to quickly understand/assimilate your financial situation and give you a thorough knowledge and understanding of the often-complicated financial decisions you are about to make. These insights can save time, money and stress, particularly if the process is conducted early in the divorce proceedings.
- A divorce settlement that floats back and forth between attorneys, without you having a clear understanding of all financial ramifications can be time consuming and expensive.
Save Time
Financial analysis conducted early in the divorce process can save time. The average length of the U.S. divorce process is one year.
- Start early in the process and save time and money
- Quickly understand the financial issues
- Empower yourself to make timely, well-informed decisions
In the beginning stages of the process, both parties spend a great deal of time trying to get a clear understanding of the financial issues that need to be addressed as part of the separation. Â Ute Scott-Smith's divorce advice can explain all financial aspects of the pending decisions and help to empower you to make timely and well-informed decisions throughout the proceedings.
Avoid Costly Divorce Settlement Mistakes
Working with you, Ute will evaluate the long-term effects of the divorce settlement. This includes details of all tax liabilities and benefits.
- Understand long-term financial effects
- Consider tax benefits
- Plan for retirement needs
Get a clear picture of your post-divorce lifestyle before agreeing to a divorce settlement
Ute's divorce advice will clarify the financial aspects of your future lifestyle will be clarified. Whether reviewing divorce settlement proposals or initiating them, she is careful to take into consideration tax consequences of income, spending needs, alimony, child support, personal and retirement investments, social security and pensions.
- Understand your post-divorce lifestyle
- Consider earnings and spending needs
- Plan for retirement
Together, we will review charts that will illustrate the long-term effects of all divorce settlement proposals so you will get a clear picture of your post-divorce lifestyle before agreeing on a final financial divorce settlement.
Eliminate apprehension and misunderstanding Â
Many  people have the false expectation that they will be able to secure a divorce settlement allowing them to maintain their accustomed style of living.
- Avoid long-term regret with your financial decisions
Ute’s comprehensive financial divorce analysis helps to ensure a good understanding of a stable economic future and prevent long-term regret with financial decisions made during the divorce process.
A Divorce Settlement Agreement is one of the most important and influential documents in your life. In other words, you don't want to "guess" or "take chances" with this, because if you lose, the costs can be profound and lasting. You want to get it right the first time.
Save time and money, call today and receive divorce advice in a complimentary consultation!
- Ralph Waldo Emerson
Ute Scott-Smith
ChFC, CDFA